Flora Watkins, wife of Squire J. C. Watkins, grew up in Cashiers, North Carolina, accustomed to aristocracy. Her husband built her a house in Dillsboro and died soon thereafter. The squire left his widow a large mortgage payment that she could not afford, so the sheriff came to sell the house at auction. Flora stayed up all night with her oldest son and wrote 150 letters to members of the Masonic Lodge. Soon enough money had been raised to convince the bank to let her keep the house. Then she opened the house to boarders at eight dollars a month for both room and board. The house remained in the family until 1983, when it was sold to become the Squire Watkins Inn, Bed, and Breakfast.