Articles in regional publications that pertain to a wide range of North Carolina-related topics.
for Bank loans--Laws and legislation
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Recent changes in environmental liability specify that bank lenders are no longer exempted from liability for holding as collateral property that was contaminated by environmental waste.
The North Carolina Office of the Commissioner of Banks is using regulatory tools to enforce the duties required by law and to raise the level of professional responsibility in the mortgage broker arena. This article discusses the duties of a broker, laws, and mortgage fraud.
North Carolina has recently evaluated potential issues associated with oil and gas exploration and production in the state. One of those issues involves the relationship of subsurface rights and residential mortgages. This article discusses limitations and recommendations for acquiring oil and gas rights, and issuing mortgage loans on residential property.
This article discusses the Federal Home Loan Bank system, regulation of savings and loan institutions in the 1980s, and how some regulations were counterproductive. Key performance figures for both the nation and North Carolina savings and loan industries are provided.
One of the key issues before the 1981 North Carolina General Assembly has been proposals to amend the state’s usury laws that establish the maximum rates of interest banks and allow other financial institutions to charge for loans. In this article, the authors argue that the public interest would best be served by the elimination of all usury laws.