Articles in regional publications that pertain to a wide range of North Carolina-related topics.
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for Carolina Banker Vol. 92 Issue 3, Fall 2013
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Abstract:
The North Carolina General Assembly addressed many controversial issues and made significant changes to the state’s tax code in 2013. This article discusses some of the top legislative issues affecting financial institutions. Some of these issues pertain to financial exploitation, reciprocal deposit placement services, worthless check remedies, and predatory lending law changes.
Abstract:
Robert Pittinger is the Representative for North Carolina’s Ninth Congressional District, and serves on the House Committee on Financial Services. In an interview, Pittinger discusses how he got into politics and his top legislative priorities. He also discusses how recent regulations will impact banks and credit unions in North Carolina.
Abstract:
In the January State of the State address, Governor Pat McCrory discussed how the state’s government and economy were broken. McCrory explained that fixing the economy, improving the education system, and increasing efficiency in government would be the administration’s top priorities.
Abstract:
The Community Investment Corporation of the Carolinas (CICCAR) is a regional lending consortium offering permanent debt financing to support the development of affordable multifamily housing. This article provides information about the origins and operation of the program, its impact upon affordable housing, and potential changes in the program.
Abstract:
The Dodd-Frank Wall Street Reform and Consumer Protection Act was the primary legislative response to the Great Recession and the meltdown of Wall Street that started in 2007. This article reviews the findings of a survey sent to the CEOs of North Carolina chartered banks. The results cover various topics regarding the type and degree of impact on banks.
Abstract:
When a borrower files for bankruptcy, the federal Bankruptcy Code usually stays automatically all collection actions against the borrower during the bankruptcy unless a creditor obtains relief from the stay. This article discusses North Carolina bankruptcy law, the unusual circumstances of extending the stay, and procedures for preserving the security.